Consolidated Returns Speed Check Receipt and Cut Bank Return Fees

Use Cases

Point-of-Sale (POS) icon

Point-of-Sale (POS)

Process payments electronically at the point of sale.

Mail In icon

Mail In

Process paper checks received in the mail.

Platforms icon


Simple, seamless payments integrated with your existing platforms.

Primary Benefits

Overhead Eliminated

Returned checks are sent directly from Federal Reserve to Payliance, eliminating operational overhead for merchants.

Faster Returns

Seamlessly integrated electronic returns allow you to receive items more quickly than traditional paper routing.

Lower Expenses

Dramatically reduces merchant’s bounced check fees, lowering expenses by eliminating fees from your financial institution.


Instant Peace of Mind icon

Instant Peace of Mind

All uncleared items are captured directly for quicker recovery.

Performance and Reliability icon

Performance and Reliability

Our systems are designed to deliver the fastest performance and utmost reliability.

Increase Cash Flow icon

Increase Cash Flow

Increases merchant cash flow and reduces payment charge-offs.

Reduce Processing Costs icon

Reduce Processing Costs

Eliminate bank return fees associated with uncleared items.

Straightforward Pricing icon

Straightforward Pricing

Pricing is transparent, with all fees clearly listed upfront.

Cloud Reporting icon

Cloud Reporting

Stay on top of your business with online, real-time reporting capabilities.