Unlock Hidden Savings in Debit Card Processing

Presented by Payliance in partnership with INFiN

Consumer installment lenders are losing thousands annually to unnecessary debit card processing fees. In this on-demand webinar, you’ll discover how specialized interchange discount programs and intelligent transaction routing can unlock significant savings for lenders without disrupting the borrower experience.

If you’re a lending executive or decision-maker focused on profitability, compliance, and operational efficiency, this session is built for you.

What You’ll Learn

• Debt Repayment Interchange Discount Programs (DRIPs): How to qualify for Visa, Mastercard, and Discover’s lending-specific interchange rates, and what savings you could expect.
• Least Cost Routing (LCR): How routing payments through alternative debit networks can reduce interchange fees by up to 50% with total transaction savings.
• Savings Calculator & Real-World Examples: Estimate your potential ROI and see how hundreds of lenders are already cutting costs.
• Mobile App, Card Verification & Compliance Advantages: Learn how Payliance’s full-stack payments solution helps streamline operations and improve repayment rates.

Whether you’re a consumer lender, installment lender, or short-term credit provider, this session delivers an actionable roadmap to reduce transaction costs, improve cash flow, and elevate the borrower experience.

Watch the Webinar

Meet Your Speaker:

Jessica Thrasher

EVP of Sales Enablement and Growth at Payliance

Jessica brings over 15 years of expertise in payments and fintech sales leadership, with deep knowledge in network integration, real-time transaction processing, and cost-optimization technologies. She specializes in helping lenders implement solutions that reduce transaction costs, streamline repayment processing, and enhance borrower satisfaction while maintaining compliance and regulatory integrity.

Why It Matters

Debit card processing fees that seem fixed are opportunities for significant savings. This webinar reveals strategies that leading lenders use to:

Eliminate hidden fees with transparent debit processing pricing

Potentially reduce debit processing costs by 25-35% depending on current rates and transaction volumes

Lower interchange fees through specialized discount programs and least cost routing

Enhance borrower experience with real-time debit payment confirmation and mobile-friendly solutions

Increase collection rates through optimized debit card acceptance

Real-World Impact: The Numbers Speak for Themselves

Example Savings Scenarios:

• $200 loan payment: Standard fee of $3.45 reduced to as low as $0.65 with DRIPs
• Least Cost Routing: Same $200 payment processed for $1.45 instead of $3.45
• Annual Impact: Lenders typically save 25-35% on total debit processing costs

Why Payliance?

With over $61 billion processed annually across 40,000+ merchant locations, Payliance serves more than 350 lending clients with proven expertise in:

• Facilitating DRIP enrollment with Visa, MasterCard, and Discover networks
• Passing savings directly to lenders through transparent cost-plus pricing
• Seamless integration with leading Loan Management Systems
• Expertise in Least Cost Routing for maximum fee optimization

Unlike many processors who bundle fees in complex structures, Payliance ensures interchange discounts are passed directly to you—no hidden fees, no surprises.

Key Takeaways You’ll Gain:

• Specific qualification criteria for interchange discount programs
• Step-by-step implementation strategies for immediate savings
• Access to Payliance’s cost savings calculator to model your potential cost reductions
• Expert guidance on optimizing your payment processing strategy

Watch the Webinar

Ready to Unlock Hidden Savings in Debit Card Processing?

Lenders need more than a vendor, they need a partner who can simplify payments. From DRIP enrollment to least cost routing and mobile-ready repayment tools, Payliance helps lenders reduce costs without compromising the borrower experience.

Get in touch to explore how optimized debit processing can support your growth in 2025.
Let’s put your payments to work. Get started today.