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Buy Now Pay Later (BNPL)

Buy Now Pay Later Payments Strategies That Scale

A comprehensive and customizable Payments-as-a-Service (PaaS) platform that gives retailers a competitive edge—from authorization through recovery.

Accelerate performance across your entire payments lifecycle.

For over 30 years, Payliance has been the trusted partner of large-scale lenders for payment processing, verification and recovery. Now, we’re ready to help you take your Buy Now Pay Later, POS Financing, Pay in 4 or Rent-to-Own business to the next level.

  • Verify account information in seconds to grow your customer base faster.
  • Streamline your re-payment processing to recoup funds more efficiently.
  • Decrease your charge-off losses while improving the customer recovery experience.


Businesses using Payliance

Payliance is a trusted partner with the world’s leading companies in the lending industry.

Businesses using Payliance

Scale your business faster and more efficiently

Whether your lending business supports a 0% finance BNPL model or an APR-based online point of sale (POS) solution, our numerous integration options and payment types allow for a seamless experience for the consumer, merchant, and lender.

  • Make one-time or scheduled loan repayments via ACH, debit, or credit card
  • Manage losses through an industry-leading recovery platform
  • Pool level reporting to helps navigate consumer credit risk
  • Transaction-level settlement capabilities aligned with existing APIs and treasury functionality
  • Industry targeted recovery strategies to help increase overall profits

Increase your revenue without unnecessary risk

You need to approve customer purchases quickly and reliably. You also can’t afford to approve high-risk or fraudulent transactions. With Payliance’s payment verification solutions, you don’t have to sacrifice one priority for the other. We provide fast, frictionless and reliable validation of cards and bank accounts so you can approve more customers with confidence.

Streamlined Repayment Processing

You need to process payments and recoup funds in the most reliable and efficient way possible. Anything less wastes valuable time, money and resources. Payliance’s team of experts collaborates with you to refine your payments strategy. We help you optimize your payment flow, clear rates and transaction costs while meeting compliance requirements. It’s efficient, reliable and low-cost—all in one package.

Automate your recovery strategy to improve profitability

Traditional recovery strategies are time-consuming and costly. Your recovery team is under pressure to deliver results in a consumer-friendly and compliance-focused way or risk settling for pennies on the dollar. Payliance uses a one-of-a-kind recovery technology that is non-intrusive and non-telephony. Our automated approach schedules payments when your chances are greatest to collect, reducing charge-offs while maintaining customer relationships.

Scale your business, your way

Stop relying on cobbled-together, off-the-shelf payments solutions to address your unique payments lifecycle. Payliance offers a comprehensive payments platform backed by a US-based account team. The result? A turbocharged payment process that is tailored to your specific needs at every critical touchpoint.

Tailored Support

Friendly, knowledgeable support team who knows your industry. We are here to help.

  • Experienced Client Success Team
  • Comprehensive self-service portal
  • Live Implementation Training
  • Risk and Compliance Monitoring
Tailored Support
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