Card Verify is more than just a verification tool.
Creating peace of mind for you and your business.
Securing your investment.
Solutions
Card Verify is more than just a verification tool; it’s a comprehensive low-cost solution that transforms the way you assess risk, fund loans, and serve your borrowers.
Card Verify provides a single, comprehensive response within seconds, consolidating essential information such as AVS, BIN, issuer, and enhanced card details that would otherwise require integrating with multiple services.
Easily identify and filter out cards you do not accept, such as credit cards or certain prepaid card types.
With Card Verify, you can instantly verify eligible debit cards for loan funding, ensuring a seamless and convenient experience for your borrowers.
Card Verify provides valuable data points to complement your existing due diligence and validate a borrower’s card as a funding or repayment instrument. Matching address (AVS) information and flagging lost/stolen cards at the time of the API call helps reduce risk
Verifies that the name provided by a Visa cardholder matches the name held by their issuing bank reducing your exposure to fraud.
Solutions
Creating peace of mind for you and your business. Identify ineffective accounts and instantly validate consumer bank account information while reducing potential fraud and non-sufficient funds right from the start with Bank Account Evaluation by Payliance.
Solutions
Securing your investment. Payliance delivers industry specific, multi-layered authentication features reducing fraud and costly unauthorized transactions.
Solutions
Using a point of sale (“POS”) terminal or an integrated POS system, Payliance can review and underwrite check payments in real time reducing or eliminating any bad check expense and provide peace of mind in accepting checks. Your sales associate enters the customer’s driver’s license information into the point-of-sale credit card terminal and/or slides the check through a check reader to capture the bank account data. In less than one second, Payliance authorizes the check from its database of millions of records, accessing both local and national negative files of unpaid checks. Payliance has access to over 70% of all U.S. bank accounts in this process to significantly reduce any risk associated with accepting the check as payment!. Payliance offers this product as a verification only where the merchant assumes risk of any returned item, or fully guaranteed where Payliance assumes 100% of the liability if the item is returned. The set-up process is quick and easy with the full support of Payliance technical support team assisting in the process.
