WHY PAYLIANCE™?

 

Payliance has processed loan payments for 9 of the top 10 short term lenders in the country for several years. We’re proud of our partnerships in the lending community. Together, we’ve worked through many challenges including: the NACHA return rate implementation, Operation Chokepoint and scrutiny of the CFPB. We’ve continued to invest in partnerships and solutions for the industry. Like our ACH and RCC solutions, we’ve ensured redundancy through multiple bank sponsors and provided solutions for commonly experienced use cases. fdasf ad


• Nationwide acceptance with major card networks
• Real Time Funding for fund disbursements
• Single API integration for both Real Time Funding and Debit Processing
• Retail and Online lending models supported

 

 

WE'VE GOT YOU COVERED

 

Regardless of your business model, Payliance can help.  We are currently offering Debit Card processing for the following Lending markets.

 

INSTALLMENT | SHORT TERM | MERCHANT CASH ADVANCE | CASH ADVANCE | BUY HERE PAY HERE | LINE OF CREDIT | MARKETPLACE

 

 

Use Cases

Real Time Loan Funding icon

Real Time Loan Funding

Push funds to your borrowers instantly, anytime, anywhere

Consumer Payments icon

Consumer Payments

Enable fast, secure payment acceptance on your website or in retail locations

Collections icon

Collections

Collect funds quicker and more accurately

Debit Card Primary Benefits

100% Debit card coverage in the US

Our solution supports transactions across all debit networks, providing you unmatched coverage.  

Real Time Transactions

Real time funding allows you to instantly push funds to a borrower's card, reducing wait times for online lenders and reducing cash requirements on hand for retail locations.  

Instant Verification

Reduce fraud with data elements provided by the card brands and debit networks by leveraging our real-time verification tools.

Features

Access All Card Networks icon

Access All Card Networks

24/7 access to the debit card networks.

Payment Tokenization icon

Payment Tokenization

Payment information remains secure all the way through settlement.

PCI Compliant icon

PCI Compliant

Our secure solution lets you collect, store and process payments while eliminating your PCI scope.

Lightning Fast Authorizations icon

Lightning Fast Authorizations

Process payments quickly and reliably.

Simple API Integration icon

Simple API Integration

Single API integration supports both funding and debit payment transactions.

Least Cost Routing icon

Least Cost Routing

Technology routes transactions to minimize cost and maximize efficiency.

Online Reporting icon

Online Reporting

A single online reporting portal to view all your transactions in one place.

Compatible with Major LMS Platforms icon

Compatible with Major LMS Platforms

Consume debit card payment information directly into your LMS.