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ISO Success with Payliance:

Boost Merchant Payments & Maximize Revenue

Drive your ISO growth through merchant success with Payliance’s flexible payment solutions.

Our reseller programs help you:

  • Increase residual income
  • Expand your merchant portfolio
  • Build profitable long-term relationships
  • Choose from Referral, Retail, or Wholesale ISO Programs to match your business strategy.

Whether you prefer earning through referrals or controlling the entire sales process, Payliance offers tailored solutions that enhance customer satisfaction and retention. Empower your merchants with efficient payment experiences that drive your growth.

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Unlock New Opportunities with Payliance ACH Solutions

ACH is an essential payment method for merchants across many industries, enabling efficient, low-cost transactions. With Payliance, you can offer advanced ACH solutions catering to high-risk and low-risk merchants, expanding your reach and creating new revenue opportunities.

Payliance provides tailored ACH underwriting for merchants across a variety of risk profiles. Whether your merchants are high-risk or low-risk, you can rely on our secure, compliant, and reliable ACH processing, even for those underserved by other processors.

Serve All Risk Levels

ACH Payment Options to Meet Business Needs

Our ACH solutions offer the flexibility and speed your merchants need to optimize cash flow and maintain customer satisfaction:

  • Same-Day and Next-Day Processing: Merchants can choose payment processing speeds that fit their business.
  • Late Cut-Off and Non-Business Day Processing: Give your merchants flexibility with extended processing times—even on weekends and holidays.
  • Redundant Banking Networks: Multiple ODFI relationships ensure reliable ACH processing.
  • Seamless Gateway Integrations: Payliance is pre-integrated with leading payment gateways, such as NMI, USAePay, PayTrace, and more.
  • ACH Recurring Billing: ReceivablesPro is a standalone ACH recurring billing platform that allows merchants to reduce processing costs.
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Payliance ACH Processing Advantages

ODFI RedundancyMultiple banking relationships ensure maximum reliability and support for all risk profiles
High Transaction UptimeRedundant networks and multiple bank sponsors deliver optimal transaction processing performance
Same-Day and Next-Day ProcessingLate cut-off times and non-business day processing options
Low Transaction FeesProvide cost-effective alternatives to card payments
Industry-Leading ComplianceBuilt-in Nacha compliance, fraud prevention, and return rate monitoring
Detailed ReportingFlexible configuration options for reporting, settlement, and invoices
Multiple Integration MethodsAPI, batch file processing, or web-based virtual terminal
Merchant Service ToolsFull-service merchant portal with cloud-based reporting
Return Rate ParametersClearly defined limitations: <15% Overall Returns, <3% Administrative Returns, <0.5% Unauthorized Returns

RCC Processing Advantages

Higher Risk ToleranceUse case-based return rates up to 75% (vs. ACH’s 15%)
Regulatory ComplianceCompliant with UCC, Reg CC, Reg J, and Check 21 Act
Cost ControlLeverage consolidated returns to control costs
Risk ManagementOnly 1% unauthorized return limitation
Improved Returns ManagementSupplement ACH processing for optimal returns handling
Proven Track Record15 years of experience, 200+ Resellers, 40K+ Merchants
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Boost Your Merchants’ Revenue with Flexible Credit Card Processing

With Payliance’s comprehensive card solutions, you can support high-risk and low-risk merchants as they process all major credit and debit cards. Our fast, secure, compliance-driven solutions help merchants grow without technical friction.

Fast Merchant Onboarding and Simple Integration

  • Rapid Approvals: Get your merchants up and running quickly with pre-integration to numerous gateways.
  • Secure API Integration: PCI-DSS Level 1 certified, with tokenization for enhanced security.
  • Real-Time Authorizations: Reduce risks and improve transaction efficiency with immediate

Deliver Value with Advanced Fraud Prevention and Compliance Tools

Mitigate risk for your merchants with best-in-class fraud prevention and verification solutions that ensure compliance and reduce transaction returns.

VeriTrac®: Our bank account verification tool quickly identifies high-risk accounts and validates consumer data, reducing ACH returns and ensuring compliance with KYC and AML requirements.

Card Verify with Visa ANI: Instantly verify credit, debit, and prepaid cards, providing AVS, BIN details, card issuer information, and Visa Account Number Intelligence (ANI) for enhanced fraud detection and transaction security.

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Enhance Revenue with Payliance’s Payment Recovery Suite

Help your merchants recover lost revenue and improve cash flow with Payliance’s Payment Recovery Suite. This includes:

  • Automated Re-presentment Services
  • Chargeback Management
  • Debt Collection Tools
  • Returned Item Processing

These solutions reduce losses and optimize the payment recovery process, ensuring merchants retain more revenue.

Gain Actionable Insights to Grow Your ISO Business

Payliance’s robust reporting tools provide real-time performance insights for your agents and merchants. Track transaction histories, identify growth opportunities, and make data-driven decisions to optimize profitability.

Get Started

Partnering with Payliance unlocks new growth opportunities and delivers unparalleled value to your merchants. Start submitting applications today, or leverage our application upload feature to underwrite already approved merchants on card or ACH quickly.

Contact us today to learn how we can help you increase profits and expand your reach.

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