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Better Funding Repayment 10

Better Loan Funding. Better Loan Repayment.

Fast, convenient, and secure payment and verification solutions to improve your loan funding and repayment with industry-leading service and compliance expertise.


Integrated to Financial Software Systems

Our integration to Financial Software Systems makes it easy for you to improve your loan funding and loan repayments. Access our full-service payment and verification solutions from right within the Financial Software Systems platform.

ACH (Same Day, Next Day)

Process Automated Clearing House (ACH) transactions and manage the way you deliver and collect payments. With Payliance’s strong and redundant banking relationships, gain peace of mind with reliability, service, and value in alignment with your business objectives.

  • Execute faster payments and reduce costs with support for all ACH Same Day windows.
  • Capitalize on growing demand for Same Day ACH (50% increase in dollars processed YOY 1H2023).
  • Improve compliance with lending specific built-in features.
  • Gain flexibility with late cut-off times and non-banking day processing

Card Verify

Gain comprehensive insights into specific credit, debit, and prepaid debit cards. By harnessing a wide array of data points, Card Verify delivers precise, enriched card data in seconds. It serves as a valuable decision tool, applicable in online and offline environments.

  • Simple, secure API via PCI-DSS Level 1 Certification.
  • Real-time API for expanded card data insights to minimize chargebacks.
  • Online full-service Merchant Portal with Cloud-based reporting.


Mitigate potential fraud and insufficient funds by promptly verifying consumer bank account information with our proprietary solution: VeriTrac® – an advanced payment account verification and risk assessment solution. Identify unproductive accounts from the onset, fostering a secure and efficient financial environment.

  • Leverage our “risk scoring waterfall” to combine or exclude account validation databases to reduce loan risk aligned with your lending environment.
  • Use separately or in conjunction with other data to provide additional levels of insight.
  • Leverage our risk indicator to identify heightened probability of transaction return.
  • Eliminate lead time required by ACH prenotification validation with real-time API requests.
  • Stop transaction attempts against bank accounts with prior history of returns using Return Blocker (1+ million returns saved to date).

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